Please enable Javascript to enjoy CNSSecurities.com

A road passing through symbols marking some of the financial milestones in lifeA road passing through symbols marking some of the financial milestones in lifeA road passing through symbols marking some of the financial milestones in life

Family owned and operated since 2003, CNS Securities has been making our clients a part of our family for over a decade. Beyond the personal goals you share with us and the complete financial picture we collect, we are able to provide you with the personal attention and guidance you need to take control of your financial prosperity. No one considers themselves a bill but same as your car insurance or cable, your investment account should be paid every month. While everyone is different on how much they need to achieve their financial goals, we believe that everyone can learn how to get there.

What is your next step?

Congratulations, you're having a child!

Building a family can be expensive with kid's costing over $250,000 in the first 18 years and that's not even including college or the trouble they'll get into.

We can help you plan financially for the next step

Education has evolved

and college planning tools like 529s have changed over the years. From laptops and some high school education to graduate specialty education or college tuition, there are options to meet the needs of your child on their educational path.

Let's plan now for their future education.

You've made it to the beginning

of the game, retirement, and now it's time to play! Retirement is where you start to use your wealth that you have accumulated over the next 30 - 40 years. At this point your biggest concern, "Will there be enough to last?"

We can help you calculate your burn rate to live the retirement life you've planned.

How do you retain your best talent?

Have you planned for what happens to your company when you die? We can help you answer these questions as well as determine the best way to manage the demands of a growing company and the need to manage capital reserves for work continuity.

Let us help you navigate solutions for your business.

Meet the team

Adam Sifuentes

Representative

Adam got his start in the flames of the financial market crash of 2008. He established a practice born of friends, family, and referrals as he felt cold calls and traditional advertisements were too impersonal. He brings with him more than 10 years of experience. With a background in engineering from the Johns Hopkins University, he can take the most complex financial concepts and boil them down to understandable bits of information with a sense of humor. Whether you invest hands-on or hands-off, he's here to help.

Paula Weiss

Representative

For Paula Weiss, it’s always been about building relationships and trust. Having started in real estate and commercial automotive leasing, Paula knows that with the right financial tools any individual or business owner can find an effective solution to help them achieve their dreams and goals. Paula followed this passion to CNS Securities where she could be a resource for her clients in the planning of important life decisions and help them take control of their finances. Whether you think you’re just a “regular” person, need wealth management, or you’re unsure of what solutions are available to achieve your goals, Paula Weiss is proud to be a resource for you.

Tiffany Fisher

CCO

How are you? How is your family? What is your biggest and wildest dream for your future? It may seem like an odd way to start, but after 20 years in the financial industry, Tiffany Fisher knows that the single most important part of a great financial future is YOU! When you sit down with Tiffany, you know it’s going to be all about creating a bright future for you and your family. The first step in that process is to find out who you are and determine your true financial self. From there, the right path can be found to meet your unique needs. There is no cookie cutter financial advice given here. You won’t be shuffled around from one representative to another. Here you become a member of the family.

Chris Sifuentes

President

Born too poor for a middle name, Chris 'no middle name' Sifuentes recognized early in his career that while everyone comes from a different financial circumstance, with the right knowledge anyone can learn how to get to where they want to go. Chris began working with clients in 1987 but when faced with continued limitations on what products he was permitted to offer his clients he decided to start his own firm. Years later, Chris would welcome his son, Adam Sifuentes, into the family business. Together they teach their clients that with the right tools, you can put your money to work and help reach your financial goals.

Top Questions
Do I have enough assets to work with you?

We have no restrictions on the clients we work with. We’re here for you regardless of assets or income. Each and every client is equally important to us.

Top Questions
Is it too early or late to start saving and planning?

It’s never too early to start planning for your financial future. Many of our client’s children begin working with us the moment they enter college or the workforce.

Starting to save for retirement late can create challenges, however, it’s not too late to get help navigating those challenges with someone that knows the terrain.

What will it cost?

There are several ways investors can be charged in the financial industry. The two most common methods are fee based or sales charge/commission based. With a fee-based advisor, your accounts are continually charged a fee that is based on the total value of the account. As your account grows, so does your fee.

At CNS Securities, we work directly with investment and insurance companies, cutting out the middleman, to bring you quality products with an upfront sales charge. With the cost upfront, you pay on your initial purchase and any new money you add to your account. This way your investments can grow unencumbered by a recurring advisor fee. For long term investors, the upfront sales charge is by far the most cost effective.

Additionally, the upfront sales charge features breakpoints that provide discounts on the sales charge. This way, the more money you accumulate, the more cost effectively you can invest in the market.

A Hypothetical Example

Investment

Sales Charge / Fee

Value at 10 years

Cost

500k

2%

1%

$980,783

$905,447

$75,336

500k

Investment

2%

sales charge

$980,783

Value at

fee

1%

10 years

$905,447

Cost difference over 10 years

$75,336

Sales Charge vs Annual Fee

Grab your most recent statement, consider how long you have been investing, and enter your numbers in to the calculator below.

fee

sales charge

est annual return

starting balance

Years Under Mangement

This calculator was developed by Single Contact - Web which is not affiliated with CNS Securities. This calculator is intended to provide a rough estimate of the difference in cost between sales charge and fee-based planning. There may be other factors and charges that affect the total cost of investing and that should be discussed with your representative. These calculations are not a guarantee of cost or future performance.

  • Fee Chart
  • Account Value Comparison
  • Fee vs Sales Charge Comparison
  • Annual Account Values

How does it add up by the numbers?

 

Cost

Est. Account Value

Difference overyears

Sales Charge

Fee

Cost

Est. Account Value

Sales Charge

vs.

Fee

Cost

Est. Account Value

Difference overyears

We are independent and work directly...

with the biggest names in the industry to name a few...

Talk with a representative today to discover which company and product combination best suits your individual needs.

Important Information About Our Services

To request a paper copy of the CRS please submit your information below

* INDICATES REQUIRED FIELD